Australian Banking Association chief executive Anna Bligh is bracing for possible civil or criminal referrals when the final report of the banking Royal Commission is released on Monday.
The former Queensland Labor premier says the report will "make for some very sobering reading" but says if charges are referred bankers are entitled to a defence under the criminal justice system.
Ms Bligh tells ABC's Peter Ryan only a brave person would speculation on the sharemarket reaction when the report is released.
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